How do I garnish wages in Alabama?
How does a wage garnishment work?
- The Court sends notice of a wage garnishment to you and to your employer.
- Your employer has up to a month to answer and start taking out your money.
- Your employer does not have to wait the month, however.
- The Court should also send you a copy of the answer of your employer.
How is a garnishee order obtained?
“A Garnishing Order After Judgment” is a Garnishing Order issued by the Court after the lawsuit is over and the Court has declared money is owed. A “Judgment Creditor“, who is also called a “Creditor by Judgment (or Order)“, is a person who has obtained a Court Order for money against another person.
What is a writ of garnishment Alabama?
A process of garnishment has been delivered to you. This means that a Court may order your wages, money in a bank, sums owned to you, or other property belonging to you, to be paid into Court to satisfy a judgment against you.
Can the State of Alabama garnish my check?
Alabama’s wage garnishment laws are similar to federal wage garnishment laws. For the most part, creditors with judgments can take only 25% of your wages.
How do I file an exemption wage garnishment in Alabama?
TO CLAIM ANY EXEMPTION THAT MAY BE AVAILABLE TO YOU, YOU MUST PREPARE A “CLAIM OF EXEMPTION” FORM LISTING ON IT ALL YOUR WAGES AND PERSONAL PROPERTY; HAVE THE CLAIM OF EXEMPTION NOTARIZED; AND FILE IT IN THE CLERK=S OFFICE.
What are the two stages of garnishee order?
A Garnishee Order is issued in two stages, first as an Order Nisi and then an Order Absolute.
What is a garnishee procedure?
A garnishee proceeding is a form of judgment enforcement procedure used to pursue judgment debts, normally when a respondent fails to comply with a monetary judgment obtained by a claimant.
How do I stop a garnishment in Alabama?
Beyond claiming exemptions with the court, you can stop wage garnishment in Alabama by paying off the amount owed or filing for bankruptcy protection. You can pay off the amount owed in a lump sum or through wage garnishment. Your creditor must stop garnishing your wages as soon as the judgment is paid off.
What is a collection proof letter?
Another term you might hear is “judgment proof” or “execution proof”. If you are collection proof you can write a letter to the debt collector that tells them it is not worth taking you to court. The letter also tells them not to harass you.
Can you stop a garnishment once it starts in Alabama?