What is mechanical coverage on a car?

What is mechanical coverage on a car?

Mechanical breakdown insurance covers major failures that can occur in your car, which are often excluded in basic auto insurance. Whether it’s bad brakes, transmission issues, the electrical system or any other major vehicle system malfunction, MBI covers the repairs.

How does motor plan work?

Motor Plan: A motor plan, also known as a maintenance plan or as a “bumper to bumper” benefit, pays for all costs associated with repairing or servicing your car, with the exception of some minor running expenses such as fuel, tyres, water replacement and oil.

What does a warranty plan cover?

Common items covered by the warranty include the engine, gearbox, electric components, fuel systems, audio systems and sensors. Items that won’t be covered include general wear-and-tear items such as tyres and brake pads, and any damage resulting from user abuse will also not be covered.

What does mechanical warranty mean?

Mechanical Breakdown Insurance (MBI) covers any reasonable costs of certain mechanical and electrical parts failure if a vehicle suffers a sudden and unforeseen breakdown, and is not caused by general wear and tear. MBI doesn’t cover claims associated with any issues that existed before the purchase of the vehicle.

Does motor plan cover brakes?

Answers. A motor plan will usually cover more items than a service plan and is often part of a warranty. It may extend to include engine, gearbox, clutches, brakes and similar items that may wear.

What is the difference between motor warranty and service plan?

Both motor and service plans are non-insurance products. This means that you do not have to claim on the event of a uncertain occurrence. The payout for the money you purchased either plan for is payable at pre-determined, certain times/occurrences. A car warranty on the other hand is a special insurance product.

Are brakes covered under warranty?

What’s Not Covered in a Car Warranty? In general, these items aren’t covered in a car warranty: Routine maintenance: Routine oil changes, tire rotations, etc. Wear and tear items: Brakes, brake pads, clutches, windshield wiper replacements, headlight bulbs, etc.

Do I have to service my car at the dealer to keep the warranty valid?

In order to keep your car’s warranty valid, your car will need to be serviced using approved parts. You can get your car serviced anywhere, but by going to a main dealer, you can be sure those all-important approved parts are used.

Can I change my own oil under warranty?

Changing your own oil won’t directly void your manufacturer’s warranty. However, if your car is damaged as a result, the repairs needed won’t be covered by the manufacturer. If you’re going to do your own oil changes, make sure to use the type of oil recommended by the car manufacturer.

Does mechanical insurance cover transmission?

Its Mechanical Breakdown Insurance mainly covers engine, fuel system, turbo unit, automatic transmission, manual transmission, electrical, clutch, transfer box, overdrive, prop shaft, suspension, front wheel drive assembly, differential, air conditioning systems, cooling systems, steering etc.